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August Insight - A View From The Summit

Welcome to our August edition of A View from the Summit. We hope this edition finds you well and enjoying summer, albeit a slightly different one than we would have anticipated at the start of 2020.

Octagon continues to operate as it has done since mid-March with most staff working remotely, and as we have said before, the use of technology has made life far more straightforward than we could have imagined.

Holding face to face meetings remains a challenge unless they are held outside. Several clients have had meetings via Zoom, and I think those who have taken the plunge have found the experience very positive. Of course, it is not the same as a face to face meeting, but it does offer a good alternative in the current climate, and for some, it may be their preference for future meetings.

This month’s blog considers planning. Many of us enjoy planning various aspects of our lives; holidays, parties, a new bathroom or kitchen. However, when it comes to planning our finances, many people find that difficult. Understandably people are apprehensive for several reasons, possibly the main one being that they do not think they can afford to achieve an outcome, so they never put pen to paper and start the plan.

In reality and in our experience at Octagon, people can often afford to achieve a lot more than they anticipate. The reality is unless you explore and plan these options, they will never happen, and of course, the sooner you start planning, the easier the process is. You wouldn’t plan a new kitchen the night before it was being fitted and the same for your retirement - you shouldn’t plan that a month before you retire.

Please read our article and feel free to pass it on to anyone you know who you think may benefit.

Finally, August is the month many of us take our holidays. This year is going to be different, and we may only be able to enjoy the British Iles and plan next year’s holiday. On that note below, our team tell you their favourite holiday destination and why. Hopefully, it gives you some inspiration to plan for next year –

Richard Adams - Torridon in the North West Highlands

Where dramatic mountains rise steeply from sea lochs. An ascent of Beinn Alligin is one of my favourite day hikes which is certain to get your heart pumping but this is not the only thing to raise your pulse! The Horns of Alligin offer a great scramble and the summit views of Skye and the Outer Hebrides are stunning.

Luke Brown - Isles of Scilly

As you approach in your preferred method of transport, aeroplane, helicopter or boat you know you are somewhere special. The islands emerge in the distance, resplendent with beautiful empty white sand beaches, subtropical plants and manicured hedge rows rimmed by an azure sea. Once there time stands still and you can fully relax, take boat trips to the different islands, walk, swim and eat the amazing local food. Incredibly safe with no traffic and with the ability to let kids run free and experience the islands for themselves it truly is a wonderful destination for a summer holiday.

Rod Albright – North York Moors

For a hidden gem of a UK holiday destination I love escaping to the North York Moors. Pull on your walking boots and you can explore breathtaking coastal paths, steep-sloped valleys and fragrant pine forests in the same day. The cycling is superb with a landscape of ruins, legends and endless horizons for the more intrepid.

Steve Hughes - Nepal & The Maldives

Nepal - Trekking around Annapurna - Inspiring & humbling people & the most incredible and literally breathtaking scenery.

Maldives - My wife and I went here for our Honeymoon - Incredibly luxurious and Indian Ocean coral reef diving in your back garden! Swimming with Sea Turtles was a particular highlight.

Andy Stephens – Pollenca In North Mallorca.

Fantastic scenery with the Serra de Tramuntana providing a dramatic backdrop. Pollenca sits at the tip of the island with narrow streets and the famous 365 Calvari Steps up to the church overlooking the town.

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